Enlightened Wealth Institute
Privacy Policy
The collection of information from this website, its use, and dissemination practices employed by the Enlightened Wealth Institute and its related entities (hereinafter, “EWI”) are discussed in the privacy policy below.
PLEASE NOTE THAT EWI’S PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK
FREQUENTLY FOR UPDATES.
1. Collection of Information
1.1 Survey Information
EWI collects information from individuals when an individual voluntarily completes
an EWI survey, order form, registration page, testimonial, or the like (online or
offline), or by means of surveys (online or offline), order forms, or registration
pages operated by third parties (collectively, a "Survey"). (As used herein,
"online" means using the Internet, including websites, and related technologies.
"Offline" means by methods other than online, including in person, in
the postal mail, telephones and cell phones, and other similar means.) In the Surveys,
EWI, or a third party, may ask an individual to provide various information to EWI,
which may include his or her name, email address, street address, zip code, telephone
numbers (including cell phone numbers and carriers), birth date, gender, salary
range, education and marital status, occupation, employment information, personal
and online interests, and other information as may be requested from time to time
(together, "Survey Information"). EWI or a third party ("Third Party")
may also collect information such as what browser the visitor is using, the Internet
Protocol ("IP") address, etc. Completing any Survey is completely voluntary,
and individuals are under no obligation to provide Survey Information to EWI or
Third Party, but an individual may receive non- monetary incentives from EWI or
a Third Party in exchange for providing Survey Information to EWI.
1.2 Third Party List Information
EWI collects information from individuals when an individual provides information
to a third party, and EWI subsequently purchases, licenses, or otherwise acquires
the information from the third party (the "Seller"). Such purchased information
may include, but is not limited to, an individual's name, email address, street
address, zip code, telephone numbers (including cell phone numbers and carriers),
birth date, gender, salary range, education and marital status, occupation, industry
of employment, personal and online interests, and other information as the individual
may have provided to the Seller (together, "Third Party List Information").
When acquiring Third Party List Information, EWI seeks assurances from the Seller
that the Seller has a right to transfer the Third Party List Information to EWI
and that the Seller has a right to provide offers from advertisers to the individuals
whose personal information is included on the Seller's list.
1.3 Other Information
Other occasions when EWI obtains information from individuals, may include,
but are not limited to: a) when an individual is making a claim for a prize or seeking
to redeem an incentive offered by EWI or by a third party, b) when an individual
requests assistance through EWI's customer service department, or c) when an
individual voluntarily subscribes to an EWI service or newsletter (collectively
referred to as, "Other Information").
1.4 Cookies and Other Information Collection Technology
EWI currently uses cookies to associate certain internet-related information about
an individual with information about the individual in our database. Additionally,
EWI may use other new and evolving sources of information in the future (together,
"Technology Information").
Cookies
A cookie is a small amount of data stored on the hard drive of the individual's
computer that allows EWI to identify the individual with his or her corresponding
data that resides in EWI's database. You may read more about cookies at
www.cookiecentral.com.
Individuals who use the proposed website(s) may need to accept cookies in order
to use all of the features and functionality of the websites.
New Technology
The use of technology on the internet, including cookies, is rapidly evolving, as
is EWI's use of new and evolving technologies. As a result, EWI strongly encourages
individuals to revisit this policy for any updates regarding its use of technology.
1.5 Outside Information
EWI may receive information about individuals from third parties or from other
sources of information outside of EWI, including information located in public databases
(hereinafter "Outside Information").
1.6 Individual Information
As used herein, Individual Information means Survey Information, Third Party
List Information, Other Information, Technology Information, Outside Information,
and any other information EWI gathers or receives about individuals.
1.7 Information Collected from Children
EWI will never knowingly collect any personal information about children under
the age of 13. If EWI obtains actual knowledge that it has collected personal information
about a child under the age of 13, that information will be immediately removed
from EWI’s database. Because it does not collect such information, EWI has no such
information to use or to disclose to third parties. EWI has designed this policy
in order to comply with the Children's Online Protection Act ("COPA").
1.8 Credit Card Information
EWI may in certain cases collect credit card numbers and related information,
such as the expiration date of the card ("Credit Card Information") when
an individual places an order from EWI. When the Credit Card Information is submitted
to EWI online, such information is encrypted and is protected with SSL encryption
software. EWI will use the Credit Card Information for purposes of processing and
completing the purchase transaction, and the Credit Card Information will be disclosed
to third parties only if necessary to complete the purchase transaction.
2. Use of Individual Information
2.1 Discretion to Use Information
EWI MAY USE INDIVIDUAL INFORMATION FOR ANY LEGALLY PERMISSIBLE PURPOSE AT EWI'S
SOLE DISCRETION. The following paragraphs in Section 2 describe how EWI currently
uses Individual Information, however, EWI may change or broaden its use at any time.
EWI may use Individual Information to provide promotional offers to individuals
by means of email advertising, telephone marketing, direct mail marketing, online
banner advertising, as well as other possible uses.
2.2 Email
EWI uses Individual Information to provide promotional offers by email to individuals.
EWI may maintain separate email lists for different purposes. If email recipients
wish to end their email subscription from a particular list, they need to follow
the instructions at the end of each email message to unsubscribe from the particular
list. To unsubscribe from all EWI email lists, a person must
emailabuse@emitraining.com
and write in the subject line: "REMOVE FROM ALL LISTS".
Content of Email Messages
In certain commercial email messages sent by EWI, an advertiser's name will
appear in the "From:" line but hitting the "Reply" button will
cause a reply email to be sent to EWI. The "Subject:" line of EWI email
messages will usually contain a line provided from the advertiser to EWI. The subject
line will not usually contain phrases such as "ADV:" or "ADVERTISEMENT".
EWI's commercial email messages will contain information on how an individual
may unsubscribe from that particular list.
Solicited Email
EWI sends email to individuals who have agreed on the websites to receive email
from EWI or to individuals who have agreed on third party websites to receive email
from third parties such as EWI. Additionally, EWI may, from time-to-time, send unsolicited
emails promoting products and services, in which EWI will follow the relevant federal
laws.
2.3 Targeted Advertising
EWI uses Individual Information to target advertising to an individual. When
an individual is using the internet, EWI uses Technology Information (see also Section
2.5 below) to associate an individual with that person's Individual Information,
and EWI attempts to show advertising for products and services in which the person
has expressed an interest in the Surveys, indicated an interest by means of Technology
Information, and otherwise. EWI may, at its discretion, target advertising by using
email, direct mail, telephones, cell phones, and other means of communication to
provide promotional offers.
2.4 Direct Mail and Telemarketing
EWI uses Individual Information to advertise, directly or indirectly, to individuals
using direct mail marketing or telemarketing using telephones and cell phones.
2.5 Use of Technology Information
EWI uses Technology Information:
- to match a person's Survey Information and Third Party List Information to other categories of Individual Information in order to make and improve profiles of individuals;
- to track a person's online browsing habits on the internet; and/or
- to determine which areas of EWI's websites are most frequently visited.
This information helps EWI to better understand the online habits of individuals
so that EWI can target advertising and promotions to those individuals.
2.6 Profiles of Individuals
EWI uses Individual Information to make a profile of an individual. A profile
can be created by combining Survey Information and Third Party List Information
with other sources of Individual Information, such as information obtained from
public databases.
2.7 Storage of Individual Information
EWI stores the Individual Information in a database on EWI computers. The computers
have security measures in place to protect against loss, misuse, and alteration
of the information under EWI's control. Notwithstanding such measures, EWI cannot
guarantee that its security measures will prevent EWI computers from being illegally
accessed, and the Individual Information on them stolen or altered.
3. Dissemination of Individual Information
3.1 Sale or Transfer to Third Parties
EWI MAY USE INDIVIDUAL INFORMATION FOR ANY LEGAL PERMISSIBLE PURPOSE AT EWI'S
SOLE DISCRETION.
3.2 Order Fulfillment
EWI will transfer Individual Information to third parties when necessary to
provide a product or service that a person orders from such third party while using
EWI websites or when responding to offers provided by EWI.
3.3 Legal Process
EWI may disclose Individual Information to respond to subpoenas, court orders,
and other legal process.
3.4 Summary Data
EWI may sell or transfer non-individualized information, such as summary or
aggregated anonymous information about all persons or sub-groups of persons.
4. Privacy Practices of Third Parties
4.1 Advertiser cookies
Advertising agencies, advertising networks, and other companies (together, "Advertisers")
who place advertisements on the websites and on the internet generally use their
own cookies, and other technology to collect information about individuals. EWI
does not control Advertisers' use of such technology and EWI has no responsibility
for the use of such technology to gather information about individuals.
4.2 Links
The websites and email messages sometimes contain hypertext links to the websites
of third parties. EWI is not responsible for the privacy practices or the content
of such other websites.
4.3 Affiliated Companies
EWI may, as allowed by law, disclose, transfer, and sell Individual Information
to entities affiliated with EWI.
5. Unsubscribe Procedure
If you wish to discontinue receiving email messages from EWI, you may unsubscribe
from a particular list by following the instructions in each promotional email message
sent by EWI. A user may also contact EWI and request to be unsubscribed from a particular
list.
6. More Information
If you have questions about this policy, please contact EWI by using the link
below.
IT IS RECOMMENDED THAT THIS PRIVACY POLICY BE REVIEWED FREQUENTLY AS EWI RESERVES
THE RIGHT TO UPDATE THIS POLICY FROM TIME TO TIME WITHOUT NOTICE.